Loan Portfolio Management

A practical program covering credit products and the Saudi lending environment, 5Cs credit analysis and borrower assessment, credit policy design and underwriting procedures, portfolio diversification and concentration risk control, with applied exercises, case studies, templates, performance outputs, and workplace-ready tools.

Certificate Included

Expert-Led Training

Practical Learning

Enrollment Support

days

5 Days

Language

English / Arabic

Course Summary

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Start Date

Flexible / Always Available

Certificate

Accredited Certificate

days

5 Days

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Course Details

Overview

The Loan Portfolio Management course is a practical professional training program designed to build applied competence in credit products and the Saudi lending environment, 5Cs credit analysis and borrower assessment, and credit policy design and underwriting procedures. It connects concepts, tools, and field practices with realistic workplace scenarios so participants can improve performance, manage resources, and produce usable outputs.

The program covers credit products and the Saudi lending environment, 5Cs credit analysis and borrower assessment, credit policy design and underwriting procedures, portfolio diversification and concentration risk control, portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio, loan management systems, pricing, monitoring, and reporting. Participants work through structured cases, templates, group activities, checklists, simulations, and applied exercises that reflect the needs of non-profit organizations, financing entities, development initiatives, craft-based empowerment programs, or technical vocational pathways according to the course topic.

The course is designed for an applied delivery format of approximately 5 training day(s), with practical activities, final review, and outputs that can be adapted to the participant’s organization, project, portfolio, or individual practice.

Objectives

Program Objectives

By the end of this course, participants will be able to:

Understand credit products and the Saudi lending environment in practical scenarios related to Loan Portfolio Management.
Apply 5Cs credit analysis and borrower assessment in practical scenarios related to Loan Portfolio Management.
Design credit policy design and underwriting procedures in practical scenarios related to Loan Portfolio Management.
Analyze portfolio diversification and concentration risk control in practical scenarios related to Loan Portfolio Management.
Prepare portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio in practical scenarios related to Loan Portfolio Management.
Evaluate loan management systems, pricing, monitoring, and reporting in practical scenarios related to Loan Portfolio Management.
Produce a practical work output such as an assessment, action plan, report, template, portfolio review, project proposal, product sample, service workflow, or implementation recommendation according to the course field.

Target Audience

This training program is designed for the following target audiences:

Credit officers, loan portfolio managers, collection officers, recovery teams, and credit risk staff in banks, finance companies, development funds, and microfinance institutions.
Branch managers, credit analysts, legal recovery staff, loan operations officers, and professionals responsible for monitoring portfolio quality and borrower performance.
Finance, accounting, and business graduates who want to specialize in credit, loan operations, portfolio monitoring, or collections management.

Competencies

Core Competencies

Credit Products and the Saudi Lending Environment

Complete a structured practical task in Loan Portfolio Management by using relevant methods, templates, calculations, checklists, evidence, tools, or work samples, and present a usable output that supports performance improvement, service quality, risk control, development impact, or professional practice.

5Cs Credit Analysis and Borrower Assessment

Credit Policy Design and Underwriting Procedures

Portfolio Diversification and Concentration Risk Control

Portfolio Performance KPIs Including NPL, Coverage, Collection Efficiency, and Return On Portfolio

Loan Management Systems, Pricing, Monitoring, and Reporting

Learning Journey

Program Outline

Day 1: Credit Foundations, Loan Products, and the Regulatory Environment

Credit and loan portfolio management foundations

This session develops credit and loan portfolio management foundations within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports 5Cs credit analysis and borrower assessment.

Loan types and credit products in the Saudi market

This session develops loan types and credit products in the saudi market within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio diversification and concentration risk control.

Saudi credit regulatory framework

This session develops saudi credit regulatory framework within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports loan management systems, pricing, monitoring, and reporting.

Credit information sources

This session develops credit information sources within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports 5Cs credit analysis and borrower assessment.

SIMAH credit report workshop

This session develops simah credit report workshop within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio diversification and concentration risk control.

Day 2: Credit Analysis, the 5Cs Model, and Financial Ratio Analysis

The 5Cs credit analysis model

This session develops the 5cs credit analysis model within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit products and the Saudi lending environment.

Financial ratio analysis for companies

This session develops financial ratio analysis for companies within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit policy design and underwriting procedures.

Collateral valuation and LTV calculation

This session develops collateral valuation and ltv calculation within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio.

Small business credit analysis workshop

This session develops small business credit analysis workshop within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit products and the Saudi lending environment.

Day 3: Credit Policies, Procedures, and Portfolio Management

Credit policy and procedures design

This session develops credit policy and procedures design within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio.

Credit underwriting and approval authorities

This session develops credit underwriting and approval authorities within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit products and the Saudi lending environment.

Portfolio diversification and concentration risk

This session develops portfolio diversification and concentration risk within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit policy design and underwriting procedures.

Risk-based pricing

This session develops risk-based pricing within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio.

Credit policy review workshop

This session develops credit policy review workshop within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit products and the Saudi lending environment.

Day 4: Portfolio Performance Measurement and Liquidity Management

Portfolio performance KPIs

This session develops portfolio performance kpis within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio diversification and concentration risk control.

NPL ratio, coverage ratio, and collection efficiency

This session develops npl ratio, coverage ratio, and collection efficiency within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports loan management systems, pricing, monitoring, and reporting.

Liquidity and cash flow considerations

This session develops liquidity and cash flow considerations within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports 5Cs credit analysis and borrower assessment.

Loan management systems and dashboards

This session develops loan management systems and dashboards within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio diversification and concentration risk control.

Portfolio performance report workshop

This session develops portfolio performance report workshop within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports loan management systems, pricing, monitoring, and reporting.

Day 5: Early Default Management, Credit Governance, and Comprehensive Case Study

Early default management

This session develops early default management within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit policy design and underwriting procedures.

Credit governance and internal controls

This session develops credit governance and internal controls within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio.

Loan portfolio monitoring reports

This session develops loan portfolio monitoring reports within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit products and the Saudi lending environment.

Comprehensive portfolio case study

This session develops comprehensive portfolio case study within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit policy design and underwriting procedures.

Final assessment and course review

This session develops final assessment and course review within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio.

Credit Products and the Saudi Lending Environment

This session develops credit products and the saudi lending environment within the course Loan Portfolio Management. Participants review the concept, examine practical examples, discuss common challenges, and complete an applied activity using worksheets, templates, role play, calculations, case analysis, product practice, service workflow, or implementation planning as appropriate to the course subject. The output supports credit products and the Saudi lending environment.

Enrollment Summary

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Loan Portfolio Management

Certificate Included

Expert-Led Training

Practical Learning

Enrollment Support

days

5 Days

Language

English / Arabic

Overview

Program Objectives

By the end of this course, participants will be able to:

Understand credit products and the Saudi lending environment in practical scenarios related to Loan Portfolio Management.
Apply 5Cs credit analysis and borrower assessment in practical scenarios related to Loan Portfolio Management.
Design credit policy design and underwriting procedures in practical scenarios related to Loan Portfolio Management.
Analyze portfolio diversification and concentration risk control in practical scenarios related to Loan Portfolio Management.
Prepare portfolio performance KPIs including NPL, coverage, collection efficiency, and return on portfolio in practical scenarios related to Loan Portfolio Management.
Evaluate loan management systems, pricing, monitoring, and reporting in practical scenarios related to Loan Portfolio Management.
Produce a practical work output such as an assessment, action plan, report, template, portfolio review, project proposal, product sample, service workflow, or implementation recommendation according to the course field.

Target Audience

This training program is designed for the following target audiences:

Credit officers, loan portfolio managers, collection officers, recovery teams, and credit risk staff in banks, finance companies, development funds, and microfinance institutions.
Branch managers, credit analysts, legal recovery staff, loan operations officers, and professionals responsible for monitoring portfolio quality and borrower performance.
Finance, accounting, and business graduates who want to specialize in credit, loan operations, portfolio monitoring, or collections management.

Core Competencies

Credit Products and the Saudi Lending Environment

5Cs Credit Analysis and Borrower Assessment

Credit Policy Design and Underwriting Procedures

Portfolio Diversification and Concentration Risk Control

Portfolio Performance KPIs Including NPL, Coverage, Collection Efficiency, and Return On Portfolio

Loan Management Systems, Pricing, Monitoring, and Reporting

Program Outline

Day 1: Credit Foundations, Loan Products, and the Regulatory Environment

Credit and loan portfolio management foundations

Loan types and credit products in the Saudi market

Saudi credit regulatory framework

Credit information sources

SIMAH credit report workshop

Day 2: Credit Analysis, the 5Cs Model, and Financial Ratio Analysis

The 5Cs credit analysis model

Financial ratio analysis for companies

Collateral valuation and LTV calculation

Small business credit analysis workshop

Day 3: Credit Policies, Procedures, and Portfolio Management

Credit policy and procedures design

Credit underwriting and approval authorities

Portfolio diversification and concentration risk

Risk-based pricing

Credit policy review workshop

Day 4: Portfolio Performance Measurement and Liquidity Management

Portfolio performance KPIs

NPL ratio, coverage ratio, and collection efficiency

Liquidity and cash flow considerations

Loan management systems and dashboards

Portfolio performance report workshop

Day 5: Early Default Management, Credit Governance, and Comprehensive Case Study

Early default management

Credit governance and internal controls

Loan portfolio monitoring reports

Comprehensive portfolio case study

Final assessment and course review

Credit Products and the Saudi Lending Environment

Loan Portfolio Management

Request Schedule & Quotation

Overview

Program Objectives

Target Audience

Core Competencies

Credit Products and the Saudi Lending Environment

5Cs Credit Analysis and Borrower Assessment

Credit Policy Design and Underwriting Procedures

Portfolio Diversification and Concentration Risk Control

Portfolio Performance KPIs Including NPL, Coverage, Collection Efficiency, and Return On Portfolio

Loan Management Systems, Pricing, Monitoring, and Reporting

Program Outline

Day 1: Credit Foundations, Loan Products, and the Regulatory Environment

Day 2: Credit Analysis, the 5Cs Model, and Financial Ratio Analysis

Day 3: Credit Policies, Procedures, and Portfolio Management

Day 4: Portfolio Performance Measurement and Liquidity Management

Day 5: Early Default Management, Credit Governance, and Comprehensive Case Study

More courses open for booking

Explore Our Monthly Training Schedules

Loan Portfolio Management

Request Schedule & Quotation

Overview

Program Objectives

Target Audience

Core Competencies

Credit Products and the Saudi Lending Environment

5Cs Credit Analysis and Borrower Assessment

Credit Policy Design and Underwriting Procedures

Portfolio Diversification and Concentration Risk Control

Portfolio Performance KPIs Including NPL, Coverage, Collection Efficiency, and Return On Portfolio

Loan Management Systems, Pricing, Monitoring, and Reporting

Program Outline

Day 1: Credit Foundations, Loan Products, and the Regulatory Environment

Day 2: Credit Analysis, the 5Cs Model, and Financial Ratio Analysis

Day 3: Credit Policies, Procedures, and Portfolio Management

Day 4: Portfolio Performance Measurement and Liquidity Management

Day 5: Early Default Management, Credit Governance, and Comprehensive Case Study

More courses open for booking

Explore Our Monthly Training Schedules